8978 Founders Cir Palmetto, FL 34221
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About this home
Back on Market due to unforeseen Probate requirement. Welcome to Fairways at Imperial Lakewoods, where comfort meets convenience in a vibrant golf community with no CDD fees and low HOA dues. Golf Membership is NOT included in the HOA dues. This beautifully maintained 4 bedroom, 3.5 bathroom home offers nearly 3,000 sq. ft. of versatile living space, perfect for families and those who love to entertain. Step inside to find a large flexible room off the entryway, ideal for a formal living and dining space that flows seamlessly into the expansive kitchen and adjoining family room. A convenient half bath and laundry room are also located on the main floor. At the heart of the home, a stunning staircase leads upstairs to the oversized primary suite, complete with a cozy bonus nook that is perfect for a home office, nursery, gym, or craft space. The luxurious primary bathroom features dual walk in closets with custom shelving, a soaking garden tub, walk in shower, and dual vanities. Three additional generously sized bedrooms share two full bathrooms, providing plenty of space and privacy for family and guests. Recent updates add peace of mind including a new roof, new A/C, and solar panels that will be paid off at closing which ensures energy efficiency and long term savings. Outdoor living is easy with a screened lanai overlooking a serene conservation lot, offering a private and relaxing retreat. Ideally located just minutes from grocery stores, dining, coffee shops, gyms, and more, plus quick access to I-75 for an easy commute north or south, this home truly has it all. Do not miss your chance to own this spacious, move in ready home in one of Palmetto’s most desirable golf course communities. Some photos are virtually staged. For information regarding Golf Memberships visit https://www.golfthemoc.com.
Source: STELLAR #A4663646
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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