900 Fort Pickens Rd Apt 312 Unit 312 Gulf Breeze, FL 32561
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About this home
The best 3-bedroom price on Pensacola Beach! Come enjoy a spacious floorplan with an outstanding view! This quiet Sound-side facing condo offers breathtaking sunset views. The spacious three-bedroom, two-bathroom single-level unit provides an open-concept living and kitchen area with bar seating, creating an inviting space for relaxation and entertainment. A covered balcony extends off the living area, offering a charming view of the bay. The master suite features a king bed and an en-suite bathroom with walk-shower. One guest bedroom includes two twin beds, while the second guest bedroom is furnished with two full beds and a twin bed, providing ample sleeping accommodations. A second full bathroom with a tub and shower combination serves the guest rooms. A laundry closet with a full-size washer and dryer adds convenience to the home. Located in the desirable Santa Rosa Dunes Complex, this condo offers resort-style amenities, including an Olympic-sized swimming pool, a shared dock for peaceful waterfront moments, and tennis courts for recreation. The family-friendly environment provides easy access to the calm waters of the Sound, making it ideal for children to explore and play. The complex is well-maintained with beautiful grounds, enhancing the overall experience of coastal living. Just a short walk away, the renowned Peg Leg Pete’s restaurant offers delicious dining, while a nearby corner store ensures convenience. The pristine white sands of the Gulf are within easy reach, allowing for endless beach days. Pensacola Beach is known for its sugar-white sand, turquoise waters, and vibrant beach culture. With bars and restaurants less than five minutes away, this location blends tranquility with entertainment. Keep an eye on the sky, as you might catch a thrilling Blue Angels flyover. Don’t miss the chance to own a slice of paradise at a great price!
Source: PENSACOLA #658682
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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