9005 Falcon Pointe Loop Fort Myers, FL 33912
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About this home
THIS HOME HAS AN ASSUMABLE LOAN FOR VETERAN BUYERS. CALL FOR DETAILS! Welcome to your own little slice of paradise! This 3 bed, 2 bath pool home sits right on the lake, giving you gorgeous water and sunset views and a peaceful vibe every day. Step inside to find a thoughtfully designed layout with both formal and casual living spaces. The formal living and dining room are perfect for hosting special gatherings, while the spacious family room and casual dining area provide a relaxed setting for everyday living. The centrally located kitchen features a large pantry, tons of cabinets for storage, and a built-in desk and coffee bar. The spacious primary suite offers a cozy sitting area, perfect for use as office space, exercise space, nursery or reading nook, plus a walk-in closet and en suite bathroom with walk-in shower and soaking tub. But the real showstopper? The backyard. Imagine lounging by your private pool, soaking up the sun, or enjoying a quiet evening with the lake and sunset as your backdrop. Plus, with this home’s irrigation well, keeping your lawn and landscaping lush and green is easy and cost-efficient! And with a NEW ROOF installed Feb 2025, you have peace of mind for years to come! Also, this home can be sold fully turnkey—whether you're looking for a move-in-ready home or a vacation retreat this one checks all the boxes. Talk to your agent today to explore all the possibilities! Danforth Lakes is known as the "hidden gem" of Ft. Myers, offering a community pool, fitness center, playground, tennis court, and various social activities such as food truck nights, holiday light parades, and game nights. Conveniently located near RSW airport, shopping centers, dining options, and both baseball stadiums. Low HOA fees! No city taxes! No CDD! No flood zone! Check out the 3D tour & call today to make this inviting house your HOME!
Source: FORTMYERS #2025007311
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.