9021 Curling Post Schertz, TX 78154
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About this home
Assumable VA Loan 4.5%. Built in 2022, this two-story Mooreville floor plan is located in The Crossvine, one of Schertz's most desirable master-planned communities. With 4 bedrooms, 3 full baths, a media room, an upstairs loft, and a dedicated planning center, this home delivers flexible spaces for living, working, and entertaining. The first-floor guest suite and full bath offer convenience for visitors or multigenerational needs, while the spacious primary suite is tucked away for privacy. The open-concept kitchen features 42" cabinets, a large center island, gas cooking, and a walk-in pantry, all flowing into the dining and gathering areas for seamless everyday living. The dedicated planning center serves as a central hub for family life, functioning as a home office, homework station, or creative space with room for craft and project storage. Upstairs, the loft and media room create space to unwind, while the covered back patio makes outdoor entertaining easy. The exterior includes stone accents for added curb appeal. The Crossvine is known for its resort-style amenities, including a pool, exercise course, bocce ball court, hike and bike trails, ponds, greenbelts, pocket parks, an outdoor amphitheater, and the beautiful Heritage Oaks Park. Future plans include shopping, dining, and office space at the Town Center. Just minutes from Randolph Air Force Base and zoned to the highly rated Schertz-Cibolo-Universal City ISD. This home includes a 10-year builder structural warranty and all the benefits of new construction without the wait.
Source: SABOR #1885683
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.