9022 St Andrews Dr Seminole, FL 33777
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About this home
Stunning Golf Course Home with Full Renovations Inside & Out Welcome to your dream home overlooking the golf course—where every detail has been thoughtfully upgraded for peace of mind, comfort, and style. This spacious residence features a brand new roof (2024) and impact-rated Low E windows, giving you lasting security and energy efficiency. Step inside and experience the open, airy floor plan with a massive kitchen designed for entertaining—featuring quartz counters, granite accents, brand-new KitchenAid appliances, an oversized island, and a walk-in pantry offering exceptional storage. The home’s bedrooms are generously sized, with guest rooms boasting large closets and the master suite offering a luxurious walk-in closet. Bathrooms have been fully updated with new cabinetry, granite counters, and modern fixtures, including a Primary shower and guest bath tub/shower combination. Nearly every system in the home has been refreshed: all-new electrical and upgraded panel, new plumbing fixtures, new doors inside and out, new flooring throughout (including garage and entry), new lighting and fans, and a completely new HVAC system (inside and out).. Step outside to your private oasis—a newly resurfaced Pebble Tech pool with cool deck, new pool pump, and a brand new screened enclosure. The irrigation system, drainage lines, and landscaping have all been replaced, creating a lush, low-maintenance setting on a beautiful lot with incredible golf course views. Additional features include granite in the laundry and pantry. With every major system replaced or verified in excellent condition—including sewage lines (camera verified, USB video provided)—this home offers unmatched peace of mind and modern living at its finest.
Source: STELLAR #TB8430946
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.