9028 Tee Box Ct Patterson, CA 95363
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About this home
This Exquisite Home features Breathtaking Panoramic Views on one of the finest lots in all of Diablo Grande. This home has 3 bedrooms with an optional 4th bedroom or den/office, 3.5 bathrooms, a spacious loft retreat, formal living and dining area, family room with fireplace and 2,954 sqft. of living space. The gourmet kitchen has cherry-stained cabinets, granite counter tops, custom backsplash, stainless steel appliances, etched glass pantry door, plus sit-in breakfast bar. The primary suite features a spacious bathroom with dual sink vanity with cherry-stained cabinets, large walk-in closet and jacuzzi tub. Other features include solid oak hardwood floors on the main level, downstairs mini suite, premium carpet, Hunter Douglas blinds, wrought iron staircase with cherry railings, custom built refrigerated wine bar in the family room, extra recessed lighting throughout, and surround sound speaker system. The outdoor living space features a 12x30 custom view deck with recessed lighting and retractable awning allowing for taking in the natural beauty of nature’s endless hillscapes, custom landscaping, mature trees, putting green, arbor with ceiling fan, outdoor stainless steel barbeque island with granite countertop, stainless-steel sink and refrigerator. This Home has it All!
Source: CRMLS #41098305
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.