903 Grays Peak Dr Superior, CO 80027
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About this home
A Superior location (get it) right around the corner from the Superior South Pool, Eldorado K-8, Wildflower Park & surrounded by miles of trails & open space, this light-filled home offers all of the best of Rock Creek's amenities + a full kitchen/apartment in the TRUE WALKOUT lower level - perfect for multi-generational living or Air BnB! Priced aggressively, this home has more square footage, rooms, spaces, and a larger yard that most in Rock creek, and it's now a killer deal! Multiple living spaces, plenty of breathing room - ample bedrooms, work-spaces, storage, + LOTS of entertaining space, inside and out! Like most places in Rock Creek, it's surrounded by shopping, dining, entertainment & community services. Just 15 min to Boulder, 20 min to Denver & 35 min to DIA. Check out Summer movies at the ballfields. Enjoy cookouts on the back deck (or the back patio). The main level is bright and airy with high-ceilings, a private office (that could double as a guest suite with as there is a 3/4 bath right outside), a large living room, great room with fireplace & main floor laundry. Upstairs features a loft workspace, a large primary retreat with 5-piece bath, two more nice bedrooms & an additional full bath. The large, fully-finished, full walkout basement is almost entirely above grade!! Walk right out onto the back patio & enjoy the expansive yard. It's a perfect hangout for different age-groups. Aside from the separate ingress/egress, it's also got a full kitchen, 2 bedrooms, a full bath, & laundry hookups, so it could also be used as a guest suite, multi-generational living or used as a separate Air BnB/STR!
Source: RECO #IR1036954
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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