9033 3rd St N Saint Petersburg, FL 33702
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About this home
Discover the pinnacle of peaceful coastal living at this meticulously fully renovated 3-bedroom, 2-bathroom residence in a prime St. Petersburg location. Boasting 1,370 square feet of stunning, modern design, this home has been expertly updated from top to bottom, offering true turnkey living just minutes from sand beaches and vibrant downtown St. Petersburg. Step inside to an atmosphere of refined elegance. The entire home showcases brand new flooring, fresh drywall, and new interior paint, creating a bright, welcoming canvas. The heart of the home is the updated kitchen, a chef’s dream featuring custom cabinetry, sleek quartz countertops, and a full suite of stainless steel appliances. Storage is a non-issue with a large walk-in pantry, making organization effortless. Every detail, from the baseboards to the modern finishes in the bathrooms, speaks to quality and style. Enjoy the quintessential Florida lifestyle with seamless access to the outdoors. The entire exterior boasts new exterior paint and curb appeal. Out back, you'll find a spacious, fully fenced backyard—an ideal, private sanctuary for entertaining, gardening, or relaxing under the sun. An included storage shed offers practical space for tools and toys, keeping your beautiful home clutter-free. This is more than just a home; it's a gateway to everything St. Pete offers. Live minutes away from the excitement of the city's celebrated restaurants, arts, and culture, yet return to a quiet neighborhood setting. With the best of the Gulf Coast at your fingertips, you get the perfect blend of suburban serenity and urban access. This stunning, fully renovated home is a must-see for buyers seeking modern updates, thoughtful design, and an unbeatable St. Pete lifestyle. Schedule your private showing today!
Source: STELLAR #O6350753
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.