904 Sunnyhill Dr Camden, SC 29020
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About this home
904 Sunnyhill Dr. offers something truly beyond the ordinary, a quality-built brick home set on a spacious, level corner lot with outstanding front, side, and backyard areas. With no HOA, you have true freedom to enjoy and personalize your property. The backyard features a beautiful patio perfect for BBQ's, ideal for entertaining and relaxing, surrounded by mature blueberry, fig, and walnut trees that provide natural privacy and a peaceful retreat.Inside, the thoughtful layout includes four bedrooms and two and a half bathrooms; one bedroom on the main floor is perfect for guests or a dedicated office. The upstairs bedrooms feature brand-new carpet and the entire home has been freshly painted both inside and out for a crisp, move-in-ready feel. The two-car garage offers plenty of space for parking and storage, while the expansive lot gives you endless options for gardening, outdoor projects, and play.Enjoy convenient access to Shaw Air Force Base, local shops, restaurants, community parks, and Camden’s renowned equestrian lifestyle, including the Carolina Cup, South Carolina Equine Park, and National Steeplechase Museum. For added peace of mind, a one-year home warranty from Old Republic is provided to the new homeowner at closing.If you’re looking for a distinctive home, not just another cookie-cutter property, This home delivers comfort, quality, privacy, and exceptional outdoor space. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #611632
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.