905 Clanton Cv Killeen, TX 76542
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About this home
Welcome to 905 Clanton Cove, a spacious two-story Stylecraft home offering over 2700 sq ft of living space with four bedrooms, two and a half baths, and a flexible layout that fits today’s lifestyle. Tucked at the start of a cul-de-sac with no HOA, this one-owner home combines comfort, function, and community living in a prime Killeen location. The entry opens to a private office with French doors and natural light, perfect for working from home or creating a study space. The open-concept dining, kitchen, and living areas are designed for gathering, complete with a wood-burning fireplace accented by a shiplap wall and a mounted TV that conveys. The kitchen includes granite counters, pendant lighting, and GE appliances, making it both stylish and functional. The primary suite is conveniently located on the first floor and features a large walk-in closet, double vanity, and a garden tub with separate walk-in shower. A powder bath, laundry room, and a unique under-stair storage closet add convenience to the first floor. Upstairs expands into a loft, a full media room with projector screen, three secondary bedrooms, and a full bath. Two secondary bedrooms, the loft, and the living room include mounted TVs that will convey with the home, making this a true move-in ready opportunity. Quality construction includes a 14 SEER HVAC system, programmable thermostat, and masonry accents that enhance the exterior. The neighborhood offers a family-friendly setting where residents enjoy walking, biking, and spending time outdoors. Located less than a mile from H-E-B and shopping on Stan Schlueter, this property also provides quick access to Fort Hood, Hwy 195, and surrounding dining and retail options.
Source: ACTRIS #2505208
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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