905 NE 17th St Cape Coral, FL 33909
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About this home
Step into this beautifully maintained 3-bedroom, 2-bathroom residence offering 1,557 sq. ft. of comfortable living space, perfectly designed for Florida living. The open layout with tile flooring throughout creates a clean, bright, and inviting atmosphere that is ideal for both everyday life and entertaining. The heart of the home is the kitchen, equipped with essential appliances to make mealtimes effortless. From here, step out and enjoy the Florida sunshine in your spacious backyard, set on a 10,000 sq. ft. lot that is perfect for outdoor dining, gardening, or simply relaxing in the beautiful Florida weather. Convenience meets lifestyle in this sought-after location. Near RSW International Airport, pristine Gulf beaches, world-class golf courses, and Cape Coral’s vibrant dining scene, everything you need is right at your fingertips. Whether it’s a day of boating, a night out at fine restaurants, or a quick trip to nearby shops, you’ll love the ease of access this home provides. The house is also wired for a generator - plug into panel and generator stays 17500 watts and will run entire home. With an attached two-car garage and a quiet neighborhood setting, this property is more than a house—it’s a place to create lasting memories. Blending comfort, location, and endless potential, this Cape Coral gem is ready to welcome you home.
Source: FORTMYERS #2025011367
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.