9051 Haileys Pond Dr Ooltewah, TN 37363
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About this home
Welcome to your dream townhome at 9051 Haileys Pond Drive in the charming neighborhood of Ooltewah, TN! This stunning residence offers modern living with a touch of Southern charm. Nestled in a peaceful community, this home boasts an inviting open floor plan, perfect for entertaining and everyday living. Step inside to find a beautifully designed interior and an abundance of natural light. The spacious living area flows seamlessly into a gourmet galley kitchen equipped with stainless steel appliances and an ample amount of counter and cabinet space for your culinary adventures. The primary suite is your personal retreat, complete with an en-suite bathroom featuring large closets. The additional bedroom provides plenty of space for guests with an additional full bathroom. Outside, enjoy your private NEW patio, ideal for morning coffee or evening relaxation. With an attached garage and additional storage, this home combines practicality with elegance. Downstairs in the basement is a bonus room that can used as an extra bedroom or storage area. Located in a desirable area, you'll be minutes away from shopping, dining, and recreational opportunities while enjoying easy access to major highways for convenient commuting. Don't miss your chance to own this gem. Schedule a tour today and discover the perfect blend of comfort and style at 9051 Haileys Pond Drive!
Source: REALTRACS #2819158
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.