906 Central Park Dr Paradise, CA 95969
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About this home
Discover the perfect blend of charm and functionality in this delightful 3-bedroom, 3-bath split-level home. With 1,923 sq. ft. of thoughtfully updated living space on a large 0.40-acre lot. Step through the covered front porch and into the heart of the home, where a warm and welcoming living room features high ceilings, a fireplace, and natural light that enhances the semi-open layout. Whether you're hosting friends or enjoying a peaceful night in, this space is as versatile as it is inviting. The kitchen comes fully equipped with a gas range, dishwasher, microwave, and generous cabinet space, ideal for everyday cooking or entertaining guests. An adjacent dining area makes family meals and celebrations easy and comfortable. You’ll appreciate the updated bathrooms throughout, which blend classic design with fresh finishes, creating spa-like spaces that feel both stylish and relaxing. The private primary suite, tucked away on its own level, provides a quiet retreat after a long day, featuring plenty of space, natural light, and a beautifully remodeled en-suite bath. The split-level floor plan offers great separation of spaces—ideal for families, guests, or work-from-home setups. With dual-paned windows, central heat and air, and a house generator, you’ll stay comfortable and secure in every season. The indoor laundry room is conveniently located, and the attached 2-car garage offers easy access, additional storage, and room for projects or hobbies. Step outside to a private fenced backyard shaded by mature trees, where you'll find a peaceful setting for gardening, pets, or kids at play. The back patio is perfect for weekend BBQs, quiet mornings, or evening relaxation under the stars. Located in a desirable area with easy access to the Skyway, this home is also just minutes from Chico, offering the perfect blend of peaceful living and city convenience. You’ll love being close to lakes, bike trails, parks, outdoor activities, and a wide range of shopping and dining options—everything you need to live, work, and play with ease. Whether you're a first-time buyer, upsizing for more space, or looking for a peaceful retreat close to nature, this home has it all. Don’t miss your chance to own a slice of comfort and charm in one of the most accessible locations around. Schedule your tour today!
Source: CRMLS #PA25231947
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.