908 Garden Glen Loop Lake Mary, FL 32746
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About this home
This home is amazing in every way and is truly a must see! Floor plan, upgrades, enhancements and location! Incredible 4 bedroom, 2 ½ bathroom, POOL home nestled in the highly coveted Highlands of Lake Mary Community. This residence boasts an array of desirable features. As you enter the open foyer you are mesmerized by the beauty and flow of home. You are greeted by the stunning stairwell and high ceilings. Formal dining and living room which can be used as study or playroom. Luxury vinyl flooring and new double pane windows throughout (2021), allowing natural light to fill the home. The kitchen features granite countertops, stainless steel appliances, and a stylish glass mosaic backsplash, ideal for those who love to cook or entertain. Eat-in kitchen space and open family room. All with incredible view of your private oasis: a saltwater pebble-finish pool surrounded by a paver patio and screened lanai. Perfect for year-round enjoyment. The fenced backyard is beautifully landscaped, easy to maintain, and ideal for pets, play, or simply relaxing outdoors. NEW HVAC 2025. WATER HEATER 2021. Second floor offers all four bedrooms with primary in the back of the home. Large walk-in closet offers ample storage, and the breathtaking primary bathroom features granite dual sinks, standalone walk-in shower and free-standing, soaking bathtub for luxurious relaxation. Closets and storage in abundance. Spectacular Light Fixtures and Ceiling Fans with programmable remotes, enhancing comfort and style. High Vaulted Ceilings for a spacious feel and so bright and airy. The expansive Covered Lanai, ideal for outdoor entertaining. Oversized 2 car garage with work bench and shelving. There is an abundant of storage options both inside and out. I-4 and 417 minutes away for Disney or a day at the Beach. Across the street from the new Griffin Farm at Midtown Plaza. Offering supermarket, restaurants, shopping and so much more. Down the street from Historical Downtown Lake Mary with park and weekly Farmer’s Market. Then you have the convenient SunRail taking you around Central Florida. Excellent A-Rated Seminole County Schools. Location, Location, Location. Welcome Home!!!
Source: STELLAR #O6359050
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.