9084 76th Ave Seminole, FL 33777
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About this home
Welcome to this beautifully updated 3-bedroom, 2.5-bath solid block home featuring a 2-car garage and timeless curb appeal with a paver driveway and walkway. Step inside and you’ll immediately notice the warm, inviting atmosphere highlighted by a stunning custom rock accent wall makes the fireplace the focal point of the family room — the perfect centerpiece for cozy evenings or entertaining friends and family. Fully remodeled a few years ago and continuously improved, this home includes all-new ductwork and a newer AC system, along with beautiful new flooring in two bedrooms. The thoughtfully designed split floor plan offers privacy, with the spacious master suite on one side complete with its own en-suite bath and direct access through sliding doors to the back patio. On the opposite side, you’ll find two additional bedrooms and a shared full bath, plus add convenient of a half-bath just off the garage. The kitchen is truly a standout, featuring an unusually generous amount of counter space, ideal for those who love to cook, entertain, and spread out. Ample cabinet storage and an open flow into the dining and living areas make this home as functional as it is beautiful. Both the main living area and master bedroom open through sliding glass doors to a gorgeous travertine patio overlooking a peaceful water view, providing a serene backdrop for morning coffee or evening relaxation. One of the home’s standout features is the massive laundry room — large enough to serve as a full utility area, keeping daily chores tucked neatly out of sight while adding extra storage and workspace. Set in one of the most desirable locations in Pinellas County, this home is just 10 minutes from everything — whether you’re heading to the beach, exploring vibrant downtown St. Petersburg, enjoying Clearwater to the north, or venturing south toward Gulfport and the coastal communities. Modern comfort, natural beauty, and an unbeatable location — this home truly has it all.
Source: STELLAR #TB8435295
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.