909 Big Thicket St Georgetown, TX 78633
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About this home
Discover comfortable living in the welcoming Heritage Oaks community of Georgetown, Texas. This well-maintained 3-bedroom, 2-bath home offers a functional layout, perfect for those seeking ease and convenience. Step inside to an open-concept living area filled with natural light, featuring high ceilings and a stunning floor-to-ceiling fireplace with a raised hearth, gas starter, and gas logs—creating a warm and inviting atmosphere. The kitchen, while classic in design, offers ample cabinetry, plenty of counter space, a water filtration system, and pendant lighting over the kitchen bar—ready for your personal touch. It’s also pre-plumbed for gas at the stove, offering flexibility for future upgrades. A bay window in the breakfast nook brings in even more natural light, creating the perfect spot for morning coffee. The spacious primary suite provides a peaceful retreat with a bay window, private en-suite bathroom, and generous closet space. Two additional bedrooms and an office niche offer flexibility for hobbies or a home office. This home comes equipped with a water softener and an ADT-wired security system, offering convenience and peace of mind. A new roof was installed in 2022, adding value and longevity. The laundry room features an additional 220V outlet, perfect for an extra freezer or other appliances. Custom window treatments throughout the home enhance its charm, while ample storage space ensures everything has its place. Outside, mature trees provide shade, creating a serene and inviting outdoor space. The extended covered patio is ideal for relaxation and entertaining. Located in a 55+ community, residents can enjoy trails and a clubhouse featuring a large ballroom, commercial kitchen, meeting rooms, fitness center, library, and game room. Seller will consider all reasonable offers. Partial assumable VA loan or flexible owner financing options may also be available—please contact the listing agent for details!
Source: ACTRIS #7802380
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.