910 Linwood Ter Lutz, FL 33549
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About this home
Experience the comfort of homeownership in this welcoming single-family residence at 910 Linwood Ter, Lutz. Thoughtfully designed for modern living, this charming 3-bedroom, 2-bath home features a spacious 1,307 sq ft layout filled with natural light. Large windows create a bright, inviting atmosphere throughout the open living and dining areas, perfect for daily life and entertaining guests. The recently renovated kitchen is equipped with custom cabinets, sleek quartzite countertops, and stylish waterproof laminate flooring throughout, making it ideal for cooking, meal prepping, or gathering with friends. The open layout provides seamless flow between living spaces for ease and practicality. The primary suite is a peaceful retreat, while the additional bedrooms offer flexible options for guests, a home office, or creative uses. An on-site storage shed and walk-in laundry room add extra functionality to the home. Enjoy the expansive .44 acre waterfront lot, offering plenty of outdoor space for gardening, relaxation, or weekend barbecues. With water views and ample yard space, there’s potential for future upgrades, play areas, or personalized landscaping. Recent updates include a brand new roof 2025, new exterior paint 2025, new septic tank pump 2025, a new well powerpole 2023, A/C 2021 and much more. Additional features such as frameless shower glass, convenient parking, and NO HOA enhance the living experience and peace of mind. Discover a home where comfort, style, and space come together—schedule your visit today.
Source: STELLAR #TB8444675
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.