9100 Bellechase Rd Granbury, TX 76049
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About this home
Don’t miss this beautiful golf course home sitting on the number 6 Tee Box. What a view! This house has lots of storage, beautiful hardwood floors and porcelain and terrazzo tiles in wet areas. The master has two walk-in closets with an extra-large shoe closet as well. There are two living and dining areas as well as an office flex space. You can enjoy your morning coffee or afternoon refreshing drink on the lovely, covered patio overlooking the golf course. The yard is fenced for your children or fur babies and there is a sprinkler system to keep the yard nice and green. This is a three bedroom and two bath home with granite counters. This well taken care of home has new HVAC in April of 2022; new microwave and range in Feb of 2024; new garage doors with rails and hardware in August 2024; new attic stairs in Feb. 2022; water heater rebuilt in Nov 2024; new roof, attic vents, gutters with partial leaf guards, and some solar screens in August 2024. The entire house was painted on the interior in 2021. There is even extra parking in the drive. Don’t pass up this lovely home.
Source: NTREIS #20995404
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.