9100 Pearfield Rd Fort Worth, TX 76179
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About this home
Built in 2020 and under warranty!! Imagine walking into a home that feels just right from the moment you open the door. This beautifully upgraded 4-bedroom, 3-bath DR Horton home in the top-rated Eagle Mountain-Saginaw School District offers more than 2,500 square feet of space designed for real life—whether that’s entertaining friends, working from home, or simply relaxing after a long day. Built in 2020, this home has the layout you’ve been hoping for: a wide-open kitchen, dining, and living space filled with natural light, modern touches, and warm, neutral tones. Downstairs features 3 generously sized bedrooms, a private home office (no more working at the kitchen table), and a laundry room with built-ins that make staying organized easy. Upstairs? A bonus living area perfect for a game room, media space, or teen hangout—plus a private 4th bedroom and full bath for guests or multigenerational living. Style meets function throughout, with upgraded fixtures and a new 30-year roof installed in 2021 for extra peace of mind. Step outside and enjoy a friendly, well-kept neighborhood with access to a full-sized pool, playground, and top-tier schools. This home offers more than just great features—it offers a lifestyle. You’ve got to see it in person—schedule your showing today!
Source: NTREIS #21093327
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.