9104 Cisco Dr Argyle, TX 76226
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About this home
OPEN HOUSE SATURDAY, 11-01 from 1PM to 3PM, MAJOR PRICE ADJUSTMENT, VA ASSUMABLE LOAN OPTION 3.75%, & $6000 MORTGAGE INCENTIVE This thoughtfully upgraded residence is located in the highly sought-after Country Lakes community. From the moment you arrive, the Highstone brick exterior, cedar accents, and stained wood garage door create exceptional curb appeal. Inside, soaring ceilings, fresh interior paint, and abundant natural light showcase designer finishes throughout. The deluxe kitchen features Level 3 Dreamy White Quartz countertops, slate shaker cabinets, stainless steel appliances, full-extension soft-close drawers, built-in trash drawer, and modern black hardware. The living area centers around a stone-to-ceiling fireplace with a rough cedar mantel, complemented by 2” faux wood blinds and oil-rubbed bronze fixtures. Bathrooms are finished with quartz counters, shaker cabinetry, clear glass showers, and updated fixtures, adding a spa-like touch. A flexible dining or office space offers versatility for work or entertaining. The private owner’s suite provides a relaxing retreat, while the open-concept design makes gatherings effortless. Outdoors, the oversized yard features cedar-stained details, perfect for relaxing or entertaining on Texas evenings. Residents of Country Lakes enjoy two resort-style pools, a putting green, biking trails, fishing ponds, and neighborhood parks, creating an ideal balance of comfort and community. With fresh paint and premium upgrades throughout, this home offers the perfect blend of elegance, functionality, and value.
Source: NTREIS #21038305
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.