9105 Cisco Dr Argyle, TX 76226
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About this home
Welcome to this stunning two-story home that combines timeless style with modern upgrades, thoughtfully designed for both comfort and entertaining. Step inside to find generous-sized rooms filled with natural light from elegant box windows and soaring ceilings that enhance the home’s open and airy feel. The chef’s kitchen is the centerpiece, featuring a shiplap-accented island, gas cooktop, farmhouse-style apron sink, upgraded fixtures, and not one but two pantries, offering exceptional storage and function. The floorplan offers plenty of versatile living space, including a dedicated office with built-ins, a spacious game room with direct access to a balcony with a view, a private media room perfect for movie nights, and large formal dining room for your dinner gatherings. A unique dog cubby with barn door tucked under the stairs provides a cozy spot for your four-legged family member. The primary suite is a true retreat with accent wall and chandelier with a spa-inspired bath boasting dual vanities with ample storage, a separate extra wide shower, and a relaxing garden tub. Upgrades extend throughout the home with thoughtful finishes, full gutters, and a complete irrigation system, ensuring both beauty and ease of maintenance. Outdoors, you’ll enjoy living in a vibrant community that offers something for everyone—two pools, a splash pad for summer fun, a community center, and scenic walking trails. For outdoor enthusiasts, there are several stocked fishing ponds, a bocce ball court, and even a putting green. Pet owners will love the neighborhood dog park, providing the perfect gathering place for both people and pets. This home blends style, function, and community living, offering the ideal place to create lasting memories. Don’t miss the opportunity to own this beautifully upgraded property in a neighborhood filled with amenities designed for today’s lifestyle.
Source: NTREIS #21059227
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.