9108 Sunningdale Rd Peyton, CO 80831
Your savings
About this home
Spacious 2-story home on a corner lot with 4 bedrooms, 4 bathrooms, and a finished basement offering over 2,800 sq ft of living space. This home combines thoughtful updates with inviting style. The exterior features a Class 4 roof, solar panels, an extended parking pad, and a sprinkler system. The fenced backyard is an outdoor retreat with a covered patio wired for speakers, hot tub, greenhouse, garden beds, shed, wood pergola with raised deck, and low-maintenance landscaping with mature trees and artificial turf. Inside, the main level offers a flexible front room with hardwood floors and recessed lighting—perfect as a formal dining or bonus living space. The large family room features hardwood floors, a gas fireplace, ceiling fan, plantation shutters, and built-in surround sound wiring. The kitchen boasts abundant wood cabinetry with pull-out inserts, granite counters, stainless appliances, movable island, glass tile backsplash, and pot rack lighting. A convenient laundry area and updated half bath complete the main level. Upstairs, the primary suite impresses with a sitting area, double-sided fireplace, ceiling fans, and an attached bath featuring dual sinks, a walk-in tiled shower, and a spacious closet. Two additional bedrooms share a full updated bath. The finished basement expands the living area with a kitchenette, built-ins, full bathroom, and flexible family room or 4th bedroom with egress window, closet, and projector mount. Additional features include new 2025 water heater and A/C, whole-house humidifier, finished garage with storage, and 6-panel white doors throughout. This well-appointed home offers space, function, and a beautifully landscaped outdoor haven—ready for you to move in and enjoy. Community center, fitness center, pool, golf course, and many shopping & dining options nearby. Easy commute to air force bases or into Colorado Springs!
Source: PPMLS #2194190
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.