$529,000

911 Fanning Bridge Rd Fletcher, NC 28732

$2,392/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Tucked away in a peaceful South Asheville neighborhood, this beautiful 3-bedroom, 3-bath home invites you to experience the perfect balance of mountain tranquility and modern convenience. With more than 1,400 square feet of open, light-filled living space, every corner of this home feels welcoming, thoughtfully designed, and full of life. From the moment you arrive, you can sense that this is a special place — a home that’s been cared for and loved. The setting offers the best of both worlds: quiet surroundings with easy access to everything you need. You’re just minutes from the regional airport and close to some of Asheville’s best restaurants, shopping, and outdoor adventures. Step outside and discover your own private retreat. A spacious stone patio and deck extend your living space into the open air, framed by a custom pergola and surrounded by lush landscaping. It’s easy to imagine hosting summer barbecues here, laughter echoing around the fire pit, or peaceful evenings under the stars, soaking in the hot tub as the night settles in. Inside, the home is bright and airy, with soaring cathedral ceilings and gleaming hardwood floors that flow throughout the main level. Natural light streams through tall windows, creating a sense of warmth and openness. The custom kitchen is a true centerpiece, featuring granite countertops, rich maple cabinetry, and stainless steel appliances — a place where cooking feels both effortless and inspiring. The main level also offers a cozy family room anchored by a beautiful fireplace — the perfect spot to curl up on cool mountain nights — and a formal dining area that opens easily for gatherings with friends and family. Downstairs, a spacious recreation room with a full bath offers endless flexibility — whether you envision a media room, home gym, guest suite, or creative studio. There’s also generous storage, ensuring every practical need is met with ease. Upstairs, the primary suite feels like a peaceful getaway of its own. Thoughtful design details and a sense of serenity make it the perfect place to start and end each day. Every room in this home has been finished with care, reflecting quality craftsmanship and timeless style. Outside and in, this property is made for connection — to nature, to community, and to the people you love. With upgraded finishes, exceptional outdoor living spaces, and a location that captures the best of South Asheville living, this home offers more than just comfort — it offers a way of life. Come see for yourself why this is one of South Asheville’s hidden gems, and imagine the next chapter of your story unfolding right here.

3 bedroom
3 bathroom
1,832 sqft
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Single Family
Built in 2007
2 car garage
Air conditioning
Fireplace

Source: CANOPYMLS #4284907


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 06:33 pm
Listing agent: Eddie Colley (828) 776-3834
Listing provided courtesy of: Keller Williams - Black Mtn. (828) 669-5220
Details provided by CANOPYMLS and may not match the public record.
MLS ID: #4284907
Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers' personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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