911 Hillwood Ave Falls Church, VA 22042
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About this home
Welcome Home to this *BEAUTIFULLY* renovated 5-bedroom, 2.5-bath home in the highly desirable Hillwood neighborhood of Falls Church City. Spanning three levels, the home showcases bamboo flooring throughout the main and upper levels, an elegant living room with a gas fireplace, and a stunning open-concept family room and kitchen addition with a wall of windows overlooking the private, tree-lined yard. The gourmet island kitchen is a chef’s dream with quartzite counters, stainless steel appliances, a gas cooktop, separate oven, and generous seating spaces at both the island and breakfast room area. A spacious mudroom, bedroom/home office/den, and half bath complete the main floor. Upstairs, the expansive primary suite with addition offers a custom walk-in closet and a luxuriously updated en suite bath, alongside three additional bedrooms and a modern, updated hall bath. The lower level features a versatile rec room, laundry, and abundant storage. A spacious rear deck extends from the kitchen and family room, creating an ideal space for family gatherings. Situated on a level lot with mature trees, this home offers both charm and convenience—just minutes from shops, restaurants, Founders Row, Whole Foods, the Farmers Market, Azalea Park, and the W&OD trail, with easy access to two Metro stations, major commuter routes, and is located in the sought-after Falls Church City school district!
Source: BRIGHT #VAFA2003334
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.