911 Vernon Dr Jacksonville, NC 28540
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About this home
Welcome home to this beautifully maintained, all brick, one story residence offering four bedrooms and two full baths in a location that can't be beat. Conveniently located in Forest Hills/Northwoods within walking distance of all schools and central to bases, shopping, and dining, this home combines comfort and accessibility perfectly. Step inside the welcoming foyer which opens to a formal dining room complete with built-in cabinetry and French doors, creating a warm and versatile gathering space. The spacious step down family room features wood beams, a brick fireplace with gas logs and built-in lighted bookshelves that blend charm and comfort in perfect harmony. The kitchen is a true highlight featuring stainless steel appliances, a gas stove, center island with seating, and a cozy eat-in breakfast nook that invites casual mornings and easy entertaining. Pocket doors from the hallway add privacy and character, making the layout both functional and inviting. The primary bedroom offers a peaceful retreat with its own en suite bath. Three additional bedrooms enjoy access to a spacious secondary bathroom featuring dual vanities and stylish, thoughtful details. Out back, you'll find a covered patio with a second fireplace that creates the perfect spot to unwind or entertain amid a lush, landscaped backyard with a secret garden feel. A wired workshop and shed provide extra space for hobbies, storage, or creative projects, completing this private backyard oasis. With its mix of craftsmanship, modern updates, and unbeatable location, 911 Vernon Drive is more than a house, it's a place to truly feel at home. Call for your personal tour.
Source: NORTHCAROLINAREGIONAL #100540981
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.