911 W Chambers St Cleburne, TX 76033
Your savings
About this home
From the moment you drive up to this tastefully updated home you're going to fall in love. You will imagine yourself sitting on the expansive front porch relaxing and watching the world go by. All this before you open the front door to the absolutely beautiful original wood floors that have been restored to their natural glory. The french doors open onto the spacious dining area. Bright and light with fresh paint throughout. The kitchen has been totally renovated and offers newly installed kitchen cabinets, gleaming subway tile backsplash topped off with a gorgeous butcher block countertops Located directly off the primary bedroom you find a tree shaded deck welcomes you into a peaceful retreat. The main bath has also been updated also. This home combines all of today's modern conveniences with yesterday charisma and charm. The covered carport offers easy access to the kitchen. Located on a tree shaded corner lot this home is minutes away from shopping, dining, gyms and the historic downtown. Less then 10 minutes away from Chisholm Trail Parkway. Starting packing, this home is ready to move in to.
Source: NTREIS #20986983
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.