9110 Woodbine Dr Temple, TX 76502
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About this home
Stunning 4-Bedroom, 3.5-Bath Carothers Executive Home on Nearly Half an Acre in Mesa Ridge! Welcome to 9110 Woodbine Drive, a standout Carothers Executive home in the sought-after Mesa Ridge subdivision of Temple, Texas! Set on a generous .436-acre lot, this 2,800+ sq. ft. property is packed w/smart features, high-end finishes, & over-the-top upgrades—inside & out! This well-designed 4-bedroom, 3.5-bathroom home includes a private mother-in-law suite & a Jack-&-Jill bathroom, offering flexibility & privacy. The kitchen is a showstopper w/custom soft-close cabinetry, walk-in pantry, tray ceilings w/lighting, under/over cabinet lighting, & smart full-size double ovens (rare in newer builds!). It flows seamlessly into a spacious living area featuring floor outlets, a stone fireplace w/mounted TV, & an open, inviting layout. The upgrades keep coming: LiftMaster smart garage openers w/cameras, smart thermostat, pre-wired security system, spray foam insulation, double water heaters, fridge/freezer outlet in the laundry, & a water softener loop. The primary suite is a true retreat with custom closet shelving & a luxury triple-head shower w/rainfall, handheld, & standard heads. Step outside to a covered back patio complete w/a stone fireplace, TV mount, outdoor sink, & under-eave lighting—perfect for relaxing or entertaining. You'll also enjoy automatic sprinklers w/rain-sensing tech, Christmas light outlets, new mulch (Spring 2025), & a freshly stained privacy fence. Owner Upgrades Include: Custom window treatments: roller shades, plantation shutters, faux wood blinds,Curtain rods, gutters, upgraded Ring doorbell, and outdoor lighting on timers, Atlas Pinnacle Class 3 impact-resistant shingles, LG 28 cu. ft. French door fridge (2023), TV mounts throughout: living, patio, master & guest rooms Every inch of this home was thoughtfully designed for comfort, style, and convenience. Don’t miss your chance to own one of Mesa Ridge’s most upgraded and move-in-ready homes!
Source: CENTRALTEXAS #583820
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.