9115 Windward Trce San Antonio, TX 78254
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About this home
Welcome to 9115 Windward Trace! This spacious 3-bedroom, 2.5-bath home offers 2,421 sqft of comfort and versatility. The main level features open yet defined living and dining areas, separated by a half wall that adds structure without sacrificing the flow. The kitchen has been updated (2025) with a modern sink, dishwasher, and vinyl plank flooring. The super spacious pantry adds function, and breakfast nook brings in plenty of natural light and charm. Upstairs, you'll find all three bedrooms along with a loft, ideal as a second living area, home office, or playroom. The oversized primary suite includes two walk-in closets and a spacious bath with dual vanities on opposite sides of the room, separated by a wall for added privacy. One of the secondary bedrooms also features an oversized closet. Enjoy a charming front porch, a new roof (2023), brand new HVAC system (2025), and a backyard with mature trees and room to entertain. This move-in ready home has been thoughtfully maintained and offers plenty of space to live, work, and play. Just a short walk from the house the amenity center is packed with features for all ages. Enjoy a sparkling pool with plenty of seating, a large covered pavilion for gatherings, multiple playgrounds, a basketball court, picnic spots, and winding trails. Whether you're cooling off, hosting friends, or letting the kids play, it's all right around the corner.
Source: SABOR #1891125
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.