9116 Wild Rose Ln Cross Roads, TX 76227
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About this home
Welcome to 9116 Wild Rose Lane where comfort, style and community come together in the heart of Cross Oak Ranch. This beautifully updated single story home offers 4 bedrooms, 2 baths and a bright open layout designed for both relaxing and entertaining. Youll immediately notice the new flooring throughout and fresh paint that makes the home feel brand new. The spacious living area flows seamlessly into the dining and kitchen spaces featuring stainless steel appliances, granite countertops, rich cabinetry and a large island perfect for gathering. The primary suite is a peaceful retreat with a walk in closet and private bath while three additional bedrooms provide flexibility for family, guests or a home office. Step outside to enjoy a cozy backyard that is ideal for morning coffee, evening cookouts or unwinding after a long day. Located in the highly desirable Cross Oak Ranch community, residents enjoy resort style amenities including two neighborhood pools, playgrounds, walking trails and scenic greenbelts. The community’s welcoming atmosphere and active lifestyle make it one of Denton County’s best kept secrets. Just minutes from Lake Lewisville, shopping, dining and schools, you will love the perfect balance of convenience and tranquility. With easy access to US 380, I 35 and the Dallas North Tollway, commuting anywhere in DFW is a breeze. If you are looking for a move in ready home in a welcoming community with small town charm and modern convenience, 9116 Wild Rose Lane is it. Beautifully built, perfectly located and ready to welcome you home.
Source: NTREIS #21094553
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.