912 Lamp Post Ln Argyle, TX 76226
Your savings
About this home
WELCOME HOME to Harvest in Argyle! This beautifully maintained David Weekley built home is located in the highly sought-after Harvest community and zoned to top-rated Argyle ISD. Featuring 3 bedrooms, 2.5 bathrooms, and a spacious open-concept layout, this home offers both comfort and style. The downstairs living area flows effortlessly into the updated kitchen, complete with stainless steel appliances, an eat-in island, 5-burner gas cooktop, and plenty of cabinetry for storage. The media room, located downstairs, is equipped with surround sound speakers and is pre-wired with a projector and screen—perfect for movie nights or flexible enough to use as a second office. Upstairs, you’ll find a large game room offering extra space for play or relaxation. The primary ensuite bathroom includes double sinks, a garden tub, separate shower, and a large walk-in closet. Thoughtful features like luxury vinyl flooring throughout, modern horizontal stair railing, built-in shelving, designer accent walls, and a spacious utility room with a folding station that could also bonus as additional storage. Storage is abundant with a walk-in attic and two pull-down attic spaces. Outside, enjoy a long driveway leading to the garage and a generously sized backyard. Living in Harvest means access to resort-style amenities including four pools, two fitness centers, two dog parks, a kayak and paddle board lake, catch-and-release fishing pond, volleyball and basketball courts, multiple parks and trails, and the neighborhood’s beloved coffee shop. HOA dues includes front yard maintenance, internet and cable! Roof is 1 year old!
Source: NTREIS #21024687
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.