912 Wade Dr Paso Robles, CA 93446
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About this home
Welcome to this spacious single-story home offering 3 bedrooms and 2 bathrooms across 1,629 sq. ft., with the bonus of an enclosed sunroom/den and a screened-in, covered patio that together add nearly 400 sq. ft. of versatile living space. Thoughtfully maintained and updated, this home combines comfort, functionality, and eco-friendly upgrades. The kitchen features granite countertops, ample cabinetry, and a reverse osmosis system connected to both the sink and refrigerator. Just off the dining area, the light-filled sunroom is perfect as a den, office, or extra seating area. The living room offers a cozy gas fireplace, ideal for relaxing evenings at home. The primary suite boasts fresh paint, a large walk-in closet, and a private bathroom complete with a jetted tub for ultimate relaxation. Recent upgrades include a brand-new furnace and A/C (installed last year), a one-year-old water softener, and leased solar panels for energy efficiency. Outdoors, enjoy water-friendly front landscaping with drip irrigation. The front yard is home to almond, avocado, mandarin, pomegranate, and olive trees, while the backyard offers a plum tree, grape vines, strawberry plants, and a dragon fruit patch. Additional features include a storage shed, an attached garage with a built-in sink, and two 40-amp 240-volt receptacles, ideal for electric vehicle charging or RVs. Conveniently located just steps from a bus stop with easy access to public transportation, this home is also within walking distance of Pat Butler Elementary and Paso Robles High School. Shopping, parks, and the golf course are just minutes away, adding to the home’s unbeatable location. Don’t miss the opportunity to make it yours!
Source: CRMLS #SC25224532
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.