9124 Orlando Ave Navarre, FL 32566
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About this home
Welcome home to Florida living at its finest! This stunning custom-built 5-bedroom, 3-bathroom home is truly exquisite inside and out, perfectly situated in the sought-after waterfront community of Heritage Park--a private gated neighborhood located along the beautiful Santa Rosa Sound. Residents enjoy a charming entrance with vintage-style lighted cobblestone street, curbed sidewalks, ornate mailboxes, underground utilities, and a waterfront clubhouse that captures the very best of coastal living. Elevated to take full advantage of panoramic views of Santa Rosa Island, the clubhouse features a saltwater pool, fitness center, conference room, lounge with TV, and a fully equipped kitchen. A large common green space leads to deeded access to the beach and sound, and a scenic community pier-- perfect for watching sunsets and soaking in the serene Gulf breeze. This 2,870 sq ft home is ideally located within minutes of the clubhouse and water access. The beautifully landscaped front yard features manicured borders and mature trees, while the fully fenced backyard offers a covered porch, ideal for outdoor dining and enjoying peaceful Florida evenings. The home greets you with a courtyard entrance and spacious covered porch. Inside, the large foyer provides a grand welcome and leads to a mudroom and the versatile fifth bedroom or home office. Down the hallway, the home opens to a stunning great room with soaring ceilings, crown molding, and a focal point fireplace with ornate surround. French door opens to the backyard, while a charming nook with built-in seating and hanging space adds functional flair. The breakfast area offers views of the garden and flows into a gourmet kitchen featuring tall cabinetry, granite countertops, stainless steel appliances, wall-mounted oven and microwave, a gas cooktop with extractor, and an undermount sink. The center island adds more storage, and a sleek top breakfast bar is ideal for busy mornings. The master suite is a true retreat with trey ceilings, crown molding, and floor-to-ceiling windows overlooking the backyard. The luxurious ensuite includes a soaking tub with tile surround, seamless glass walk-in shower, extended double vanity, and a large walk-in closet with built-in shelving. Three additional guest bedrooms are generously sized with double closets. Two bedrooms share a spacious bathroom with double vanity, linen closet, and a tub/shower combo, while the third enjoys its own bathroom with a full vanity and large step-in shower.The utility room off the hallway provides extra storage and a laundry sink. Throughout the home, you'll appreciate the thoughtful craftsmanshiphigh ceilings, deep baseboards, recessed lighting, and elegant finishes that enhance the custom design. Located on the desirable east side of Navarre, Heritage Park offers convenient access to local shopping, dining, and the Navarre Beach bridge. Just a short 10-minute drive from the gates of Hurlburt Field, this exceptional home is perfectly positioned for those seeking luxury, comfort, and the best of coastal Florida living. Drone footage available to showcase the beauty and locationcall today to schedule your private tour!
Source: EMERALDCOAST #975943
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.