$465,000

9124 SW 32nd St Oklahoma City, OK 73179

$3,643/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Discover exceptional comfort and versatility in this 4 (or 5) bedroom home with dual master suites in the sought-after Morgan Creek neighborhood. Thoughtfully designed and new paint throughout, this residence offers nearly 2,950 sq ft of living space with an open layout that blends style and functionality. Inside, you’ll find two spacious master retreats, each with its own en-suite bathroom — ideal for multigenerational living or hosting long-term guests. A 5th flexible room can serve as a study or additional bedroom, making the floor plan adaptable to your lifestyle. The gourmet kitchen is a true centerpiece, featuring granite countertops, stainless steel appliances, and a large island, perfect for both daily meals and entertaining. The living room offers a cozy corner fireplace with gas logs, while the spa-inspired primary suite includes double vanities, a whirlpool tub, and a walk-in shower. Step outside to a large covered patio designed for entertaining, complete with a gas hookup for grilling. The landscaped yard provides plenty of room to enjoy, while practical features like the in-ground storm shelter, sprinkler system, and security system add peace of mind. Situated in the Mustang School District (Prairie View Elementary, Mustang North Middle, Mustang High), this home delivers both convenience and community. From its dual master design to its outdoor living spaces, this property checks all the boxes. Schedule your showing today! Seller is a licensed real estate agent in the state of Oklahoma.

5 bedroom
3.5 bathroom
2,946 sqft
0.25 acres
Single Family
Built in 2018
3 car garage
Air conditioning
Fireplace

Source: MLSOK #1192917


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 28, 2025 06:18 pm
Listing agent: Allison Bales
Listing provided courtesy of: Heather & Company Realty Group (405) 735-1777
Details provided by MLSOK and may not match the public record.
MLS ID: #1192917
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