913 Dearborn Ct Winterville, NC 28590
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About this home
Welcome to Brighton Place in Winterville, NC. This community is known for its history, dating back to the 1800s with the first railroad depot. Today, it is one of the most convenient and thriving places to live. This three-bedroom, three-bath home blends charm with modern upgrades. Just minutes from ECU Health Medical Center and East Carolina University, the location gives you quick access to work, school, shopping, and dining. Step inside and you are greeted by freshly painted walls with orange peel textured walls. Crown and chair rail molding add sophistication throughout the main area. Luxury vinyl plank floors bring a clean and stylish look. The open living room flows into the kitchen. Here you will find lattea polished granite countertops, stainless steel appliances, and a stone backsplash. The layout makes this space perfect for both cooking and entertaining. The first floor has the primary suite and a second bedroom. Upstairs, the third bedroom works as a private guest suite or in-law space with its own full bathroom. Step outside to the new 14x14 covered porch with a high ceiling and outdoor fan. It is the perfect spot to relax or host gatherings. The backyard is fully fenced with white vinyl fence and includes a 12x12 commercial-grade shed. Ideal for storage, a workshop, or a hobby space. This home is move-in ready and offers the right mix of comfort, style, and location. Winterville homes like this do not last long. Key Features: 3 bedrooms, 3 full bathrooms, Open floor plan with luxury finishes, First-floor primary suite and 2nd bedroom. 2nd floor 3rd bedroom ensuite, Newly built 14 by 14 covered porch & adjoining concrete slab area for your outdoor catering, Commercial grade 12x12 storage shed, 2 car garage, White vinyl fenced in backyard.
Source: NORTHCAROLINAREGIONAL #100528323
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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