$519,000

9135 Astonia Way Estero, FL 33967

$3,344/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

WELCOME TO LAKEFRONT LUXURY IN THE HEART OF ESTERO. This stunning 2-story, 4 bed, 2.5 bath home blends grand living with classic style and convenience! Downstairs features cathedral ceilings and sunlit living areas that flow into a chef’s kitchen with granite countertops, undermount sink, and sleek finishes. The first-floor master suite offers privacy, while three oversized upstairs bedrooms provide space to relax or entertain. Sip coffee or unwind on the expansive screened lanai with peaceful lake views. A 24kw whole-house Generac generator ensures comfort during storms. The Reserve at Estero offers resort-style amenities—pool, spa, tennis, pickleball, fitness center—within a 24-hour guard gated community near shopping, dining, FGCU, and beaches. Call today to make this home yours!

4 bedroom
2.5 bathroom
2,539 sqft
7,754.0 sqft
Single Family
Built in 2007
2 car garage
Air conditioning
Shared pool

Source: MIAMIRE #A11820440


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Nov 03, 2025 07:30 pm
Listing agent: Kelly Barnes (239) 823-6849
Listing provided courtesy of: Realty Executives of SWFL (239) 561-5600
Details provided by MIAMIRE and may not match the public record.
MLS ID: #A11820440
Information deemed reliable but not guaranteed. Information is provided, in part, by Greater Miami MLS. This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.