915 Autumn Ridge Dr Mckinney, TX 75072
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About this home
Nestled in a quiet cul-de-sac within McKinney’s Stonbebridge Ranch, this beautifully updated two-story home offers a rare blend of style, comfort, and functionality and walking distance to Glenoaks Elementary. Step inside to find a fully renovated kitchen with custom 36 in. red oak soft-close cabinetry, quartz countertops, an oversized quartz island, and a farmhouse sink—all anchored by top-tier appliances, including a Bosch dishwasher, Frigidaire induction range, Samsung Family Hub refrigerator and a water filtration system. Storage for appliances and a newly remodeled pantry that is pinterest worthy. Full-size garbage and recycling drawer. Open layout flows seamlessly into the naturally lit living room, featuring a custom entertainment cabinet with a quartz top and stylish new lighting, a vaulted ceiling Downstairs bath renovated with a tasteful vanity and floor-to-ceiling tile in the shower. Four bedrooms up and the 5th bedroom down. The formal living has been converted to a study with French Doors. Hot Water Heater 2024. LVP flooring down, new blinds and silhouettes. Upstairs, you’ll find freshly painted baths, new carpet in all four bedrooms, and plenty of natural light throughout. Custom closet in primary. Backyard is a private retreat designed for relaxation and gatherings. Replastered pool with new tile, coping, LED lighting, and deck overlay sparkles against a backdrop of mature trees and a newly stained board-on-board fence. Multiple sitting and lounging areas offer the perfect setting for morning coffee, weekend barbecues, or evening swims under the stars. Plenty of green space for a garden or playset. This home offers the perfect balance of luxury, privacy, and convenience—all just minutes from parks, shopping, and McKinney’s top schools. Where every weekend feels like a staycation this home invites you to relax, recharge, and entertain in style. Don't miss the OVERISIZED 3-car garage 30 x 20 ft 5 inch with room for shelving. x-long driveway.
Source: NTREIS #21080229
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.