916 Elderberry Ln SW Sunset Beach, NC 28468
Your savings
About this home
Step into this beautifully maintained Marion model offering 3 bedrooms, 2 full baths, and a versatile den that can easily serve as a third bedroom or home office. From the moment you enter, you'll appreciate the gleaming hardwood floors throughout, the open and airy layout, and the pride of ownership that shows in every detail. The spacious primary suite features two walk-in closets and a luxurious private bath with a whirlpool tub and separate shower. The home's split-bedroom design ensures privacy for guests while maintaining an open flow for entertaining. Enjoy cooking in the updated kitchen with granite countertops, stainless steel sink, and modern stainless steel appliances (2021). The kitchen's breakfast nook is brightened by a bay window, with additional bay windows in the master and front bedroom for added natural light. Relax year-round in your enclosed porch or on the paver patio overlooking the ornamental garden pond — a peaceful outdoor retreat. Recent upgrades and features include: New architectural shingle roof (2020) - 25-year warranty, 50-year shingles New HVAC system with electronic air purifier and UV light (2022) New stainless steel kitchen appliances (2021) - refrigerator, range, dishwasher, microwave Granite countertops & stainless sink (2021) New irrigation controls (2022) for easy lawn care New garage door opener (2022) and steel entry garage door New washer & dryer (2024) Porch enclosure with vinyl windows (2019) Storm door for added comfort and efficiency Three ceiling fans and modern kitchen lighting The two-car garage provides excellent storage with pull-down access, and the irrigation system keeps the manicured lawn looking its best. Located in the sought-after Wyndfall community, this rare Marion model combines elegance, comfort, and thoughtful updates throughout. Truly move-in ready — this home checks every box! Don't wait — schedule your showing today!
Source: NORTHCAROLINAREGIONAL #100540137
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.