916 Hillsboro Dr Charleston, SC 29407
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About this home
LOCATION, LOCATION, LOCATION! Don't Miss this Opportunity to Own a Charming 3BR/2BA Ranch Home on a Fully-Fenced Corner Lot in Charleston's Centrally-Located Jackson Heights Subdivision, just Steps from the Scenic West Ashley Bikeway and Surrounded by an Abundance of Shopping & Dining along St. Andrews Blvd with Easy Access to the Avondale Community! ** Step inside this Well-Maintained Gem to Discover a Bright & Inviting Family Room with Smooth Ceilings, Beautiful Flooring, and Crown Molding that flow throughout. The Eat-in Kitchen acts as the Heartbeat of this Cozy Home and features Stainless Steel Appliances, a Warm-toned Backsplash, Ample Cabinetry & Counter Space, a Separate Pantry, and a Window above the Kitchen Sink that Overlooks the Wooden Deck & Fenced Backyard ** Relax or GrillOut with Guests on your Shady 20' x 10' Back Deck with Views of the Tree-Lined West Ashley Bike Path ** Additional features include a Covered Carport, a Full-length & Standing-height Attic for Exceptional Storage, a Detached Storage Shed for Tools & Equipment, Wiring for an optional Vivant Smart Home Security System, and a 9kW+ Solar Energy System (2021) with a 25-year Transferable Equipment Warranty - Designed to Eliminate nearly all monthly Electric Costs through Dominion Energy's net-metering program! ** This Quiet Property is Less than Half a Mile from Multiple Parks, Playgrounds & Athletic Fields, including Ackerman Park (Home of the West Ashley Farmers Market), Carr-Richardson Park, and Deming Playground. Enjoy Quick Access to Avondale's Award-winning Restaurants, Coffee Shops, and Walkable Boutiques, as well as Conveniences like USPS, Pharmacies, Grocery Stores, and Urgent Care - all within one mile. This Move-in Ready Ranch Home is Less than 3 Miles from Historic Downtown Charleston and about 20 Minutes to Folly Beach with NO HOA OR FLOOD INSURANCE REQUIRED!
Source: CTAR #25021403
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.