$400,000

916 Rolling Riv Cibolo, TX 78108

$3,497/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

**Backyard Bliss Meets Modern Comfort - 2023 DR Horton Home on a Rare Oversized Lot in Steele Creek!** Welcome to your dream retreat tucked at the end of a peaceful cul-de-sac in the highly desirable Steele Creek community of Cibolo. Built in 2023, this modern DR Horton home combines everyday comfort with one of the largest lots in the neighborhood-a stunning .27-acre backyard sanctuary with no rear neighbors and room to bring your outdoor dreams to life. Picture this: an afternoon breeze perfect for kite flying with the kids, a cozy bench by your future backyard waterfall, or mornings spent watching hummingbirds dance among flowering trees. With this much space, you could easily host weekend BBQs, set up a full soccer or football scrimmage, or finally design the resort-style pool you've always wanted. Whatever your vision, this backyard makes it possible. Step inside and enjoy open-concept living at its best. The heart of the home features a light-filled living room flowing into a sleek kitchen with granite countertops, gas cooking, a walk-in pantry, and a generous peninsula with bar seating. A dedicated dining area is perfect for hosting, while the covered patio extends your living space outdoors-ideal for dining al fresco or simply relaxing while the kids and pets run free. Downstairs, the private primary suite includes a spacious walk-in closet and ensuite bath. A powder room, laundry room with extra storage, and natural light throughout complete the first floor. Upstairs, enjoy a flexible loft space-great for a home office or game room-plus three spacious bedrooms and a full bathroom. Steele Creek offers resort-style living with access to a clubhouse, pool, fitness center, splash pad, playground, basketball court, and scenic trails. Plus, you're just minutes from HEB, Walmart, and local dining favorites. This home offers so much more than four walls-it offers a *lifestyle*. Don't miss your opportunity to own one of the most coveted lots in the community. Schedule your private tour today and discover all the possibilities waiting in your backyard.

4 bedroom
2.5 bathroom
2,323 sqft
0.27 acres
Single Family
Built in 2023
2 car garage
Air conditioning
Shared pool

Source: SABOR #1880142


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 01:26 am
Listing agent: Kelsea Ramirez (210) 460-8789
Listing provided courtesy of: Jason Mitchell Real Estate (469) 400-0107
Details provided by SABOR and may not match the public record.
MLS ID: #1880142
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Everystate, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2025 San Antonio Board of REALTORS®. All Rights Reserved.
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