9168 Baltin Ct Colorado Springs, CO 80927
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About this home
Beautifully updated multi-level home with 3 bedrooms, 2.5 bathrooms, and multiple living areas, designed for both comfort and versatility. The inviting front porch leads into a bright entryway with light-colored laminate floors, an upgraded wood railing, and a convenient coat closet. The main level features high ceilings and expansive windows across the back of the living room, creating a light-filled space anchored by an electric fireplace with white stacked stone surround that reaches to the ceiling. Tray ceilings and wide-plank wood laminate floors extend into the open-concept kitchen, which has massive white quartz countertops, white shaker cabinets, a pantry closet, stainless steel appliances—including a gas range— and tile backsplash. From the kitchen, step out onto the deck that spans the width of the home, perfect for relaxing or entertaining. The main-level primary suite features vaulted ceilings, large windows, and a spacious walk-in closet. The attached en-suite bathroom features a double vanity and granite counters, upgraded lighting, a full-size walk-in shower with tile surround, river rock flooring, built-in shelves, and sleek glass doors. A stylish half bath completes this level. Upstairs on the third floor are two generously sized bedrooms with carpet and ample closet space—one with a walk-in, the other with double doors and attic access. A large linen closet and a full bathroom with white cabinetry, granite countertops, a tub/shower combo with tile surround complete the upper floor. The walk-out basement adds incredible value with a large family room offering space for a second living area and a bonus zone by the sliding glass door, which opens to a mostly xeriscaped backyard with two small grassy areas, privacy fencing, a gate, and a side yard. The basement also includes a separate laundry closet and access to a two-car attached garage. Amazing community with so many amenities, close to shopping, dining, and all military installations.
Source: PPMLS #3580788
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.