917 W Washington St Sherman, TX 75092
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About this home
** ASK ABOUT SELLER HELP WITH CLOSING COSTS** **Owner financing available with 20% down and proof of income — no credit needed!** Let us help you become a homeowner, even when the banks say no. Don’t miss your chance to own a piece of Sherman charm! OR 10% down for price of $299k ** **NEW LARGE AND MORE CONVENIENT DRIVEWAY INSTALLED!!** **Beautifully Renovated Vintage Charmer in Prime West Sherman Location!** Situated on a spacious lot fronting picturesque Washington Street, this timeless home blends classic character with modern updates. Enjoy peace of mind with fresh exterior and interior paint, brand new energy-efficient windows, and updated light fixtures throughout. The heart of the home is a stunning, fully updated kitchen featuring gleaming quartz waterfall countertops, a stylish farmhouse sink, stainless steel appliances, and designer tile. Bathrooms have been tastefully refreshed with new tile, vanities, and modern finishes. Step outside to a large open deck—perfect for entertaining—and a private wood-fenced backyard ideal for pets or play. Additional front driveway space offers ample parking alongside the single-car garage. Nestled on a **beautiful tree-lined street**, the home is set back from the road, offering a sense of privacy and tranquility that's hard to find. Surrounded by mature trees and well-kept neighboring homes, the setting is peaceful and inviting. Whether you're sipping coffee on the porch or relaxing in the backyard, you’ll feel a world away—yet you’re just minutes from Sherman’s best shopping, dining, and major amenities. This home sits in an established, sought-after neighborhood with a strong sense of community. It’s move-in ready, but also offers the opportunity to add your personal touch. Whether you're a first-time homebuyer looking for a forever home or an investor searching for a great addition to your portfolio, this property checks all the boxes.
Source: NTREIS #20975140
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.