9177 Bonnie Briar Cir Charlotte, NC 28277
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About this home
This inviting 3-bedroom, 2-bathroom townhome offers the best of both worlds—peaceful surroundings and unbeatable convenience. Tucked against a quiet, tree-filled backdrop, the home features a spacious patio where you can unwind, entertain, or simply enjoy. This all brick townhome is conveniently located in one of the most sought after areas in Charlotte between SouthPark and Ballantyne, close to shopping and restaurants - walk to the greenway, Starbucks, Trader Joes. On first floor, you can enjoy a gas fireplace while sitting in a nice sized living room with sound system. A separate dining room leads into a kitchen with plenty of cabinets & storage. A breakfast area opens to your private walled courtyard that overlooks a treed natural area in the back. A half-bathroom on first floor gives you & any visitor convenient access. Upstairs has a large primary bedroom with vaulted ceiling, 2 walk in closets, an ensuite bath, ceiling fan and a wall of windows for great natural light; a large 2nd bedroom with beadboard trimmed walls, ceiling fan, 3 windows for light, next to a full bath, and the nice sized 3rd bedroom (could be a great office w/bookcase) and a closet with built ins. HOA covers water and exteriors. Roof and HVAC are relatively new.
Source: CANOPYMLS #4300122
Loan details
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.