918 Coastal Hammock Ave Ruskin, FL 33570
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About this home
One or more photo(s) has been virtually staged. Welcome to Your New Home in Brookside! From the moment you arrive, this home captures you with its inviting curb appeal and Florida charm. Step inside and you’re greeted by a wide entryway that immediately gives a sense of warmth and space. At the front of the home, you’ll find two comfortable bedrooms paired with a full guest bathroom—an ideal setup for family, visitors, or even a home office. Continuing down the hallway, the home opens into a bright and welcoming kitchen overlooking the spacious living area. The kitchen features granite countertops, a sizeable island with modern pendant lighting, and all appliances included—built-in dishwasher, electric range, and microwave—making everyday meals and entertaining effortless. Just off to the side, the dining room is perfectly positioned with backyard views, creating a cozy spot for family dinners or morning coffee. From here, sliding doors lead to a covered lanai and large fenced backyard, the perfect place to relax in privacy and enjoy Florida’s beautiful sunsets. At the rear of the home, the owner’s suite offers peace and comfort with its ensuite bathroom featuring granite countertops, dual vanity, a spacious walk-in shower with ceramic tile, and a generous walk-in closet. Practical features add even more value: laundry with washer and dryer included, paid-off solar panels, a Tesla charger, and a Generac transfer switch for easy hookup to a backup generator—giving you peace of mind when storms roll through. The Brookside community is a quiet neighborhood with fantastic amenities, including a clubhouse, pool, playground, and mail station—all for less than $10 per month. This growing community continues to expand, offering even more to look forward to. This home truly blends comfort, efficiency, and convenience—all in one of South Shore’s most desirable neighborhoods. Don’t miss your chance to make it yours!
Source: STELLAR #TB8419455
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.