919 Charnwood Pkwy Beech Grove, IN 46107
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About this home
Where comfort meets convenience-this 4-bedroom, 2.5-bath Beech Grove beauty is ready to welcome you home. Perfectly positioned with direct access to the scenic Franciscan Trail, you'll enjoy over two miles of paved walking and biking paths winding through the heart of Beech Grove, connecting you to Sarah T. Bolton Park with its playgrounds and basketball courts, and ending near the Don Challis Park with sand volleyball and baseball fields. This isn't just a house-it's a gateway to an active, connected lifestyle. Step onto the charming courtyard-style front porch and into a warm foyer that sets the tone. A flexible front living room offers endless possibilities-a home office, playroom, or second living area. The back of the home opens up into an inviting family room anchored by a floor-to-ceiling brick electric fireplace, perfect for cozy nights in. The open flow continues into the breakfast room, with doors leading to your fully fenced backyard featuring an open patio and peaceful treeline views. The kitchen is both functional and stylish, offering a breakfast bar, pantry, stainless steel appliances, and generous cabinet space-perfect for both quick weekday dinners and weekend entertaining. Upstairs, the primary suite is a private retreat, with vaulted ceilings, his-and-her walk-in closets, dual sinks, a soaking tub, and a separate shower. The other three bedrooms are impressively spacious-each with its own walk-in closet-and share a hall bath with a tub/shower combo. With its prime location, thoughtful layout, and room for everyone, this home checks all the boxes. Opportunities to live in this kind of community setting-right on the trail-don't come often. Schedule your showing today and see why this home should be yours before someone else claims it!
Source: MIBOR #22056183
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.