919 Manatee Rd Naples, FL 34114
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About this home
PRICED TO SELL! Say goodbye to expensive monthly lease payments! This beautiful 3-bedroom, 2-bath manufactured home in Riverwood Estates offers the ultimate blend of freedom, functionality, and Florida charm. You OWN the land, enjoy Gulf-access boating, and live in a vibrant 55+ Naples community, just minutes from Marco Island and Olde Naples. Step inside to discover a bright and spacious interior featuring updated appliances, kitchen cabinetry (2020), a new A/C system (2022), and a new roof (2024), vapor barrier and insulation replaced (2024) — everything is move-in ready so you can start enjoying life right away. The open-concept kitchen includes a pantry and breakfast bar, perfect for both relaxed meals and multitasking. A generous layout features three large bedrooms and two updated bathrooms for comfort and convenience. The attached garage offers ample vehicle parking, room for a golf cart, and a separate workshop—ideal for hobbies, storage, or transforming into a peaceful screened-in porch for enjoying serene evenings. All of this sits on your privately owned lot, tucked away on a quiet, well-maintained street. Riverwood Estates boasts incredible amenities with low HOA fees of just $225/year, including a community boat ramp—perfect for sunset cruises, fishing trips, or visits to waterfront restaurants in Naples and Marco Island. This is more than just a home—it’s your Florida dream lifestyle. Whether you're retiring, downsizing, or looking for a seasonal escape, this rare find in Riverwood Estates won’t last long. Schedule your private showing today and make this serene slice of paradise yours!
Source: FORTMYERS #225054730
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.