920 Ashland Ave Columbus, GA 31907
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About this home
Discover this beautifully renovated 3-bedroom, 2-bathroom all-brick French Provincial home in the desirable Starmount Forest Subdivision. This move-in-ready residence perfectly blends timeless charm with modern updates throughout. Step inside to discover spacious living areas bathed in natural light, featuring a cozy wood-burning fireplace that's perfect for relaxing evenings during the cooler months. The home has been thoughtfully updated with brand new leak-defense carpeting throughout, specially designed to resist pet accidents and spills, making it ideal for pet owners. Fresh paint in modern, neutral tones brightens every room, while the kitchen showcases newly painted cabinetry that gives it a fresh, contemporary feel. New blinds have been installed throughout the entire home, and the generous hallway and well-designed layout maximize both space and flow. Outside, enjoy the fully fenced backyard-perfect for pets and entertaining-along with beautifully restored wrought iron columns, a covered front porch, mature shade trees, and convenient carport parking. The property has a metal roof that will last a long time. Located in the well-established Starmount Forest neighborhood, this home offers the ideal combination of peaceful suburban living with easy access to shopping, dining, entertainment, major highways, and quality schools. Whether you're a first-time buyer, growing family, or busy professional, 920 Ashland Ave provides exceptional value and the perfect foundation for your next chapter. Don't miss this opportunity-schedule your private showing today!
Source: GAMLS #10614792
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.