9200 Mercury Dr Saint Cloud, FL 34773
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About this home
"New Roof" 1 YEAR HOME WARRANTY INCLUDED!! Escape to tranquility in Holopaw! This charming 4-bedroom, 2-bath manufactured home is a peaceful country retreat that combines rustic comfort with modern convenience. Step inside to discover warm wood laminate flooring and a spacious, open layout perfect for family living or weekend getaways. Whether you're sipping coffee by the wood-burning fireplace or stretching out on your 0.8-acre slice of paradise, this property invites you to relax, breathe, and feel at home. The kitchen comes equipped with a range and refrigerator, making it move-in ready. Cathedral ceilings, walk-in closets, and sliding doors add to the bright and airy feel throughout. With no CDD and no HOA restrictions, you have the freedom to make this home truly your own. On well and septic, this property offers self-sufficient country living at its finest. Conveniently located just 45 minutes from Melbourne Beach, you can enjoy coastal getaways while still embracing the quiet, rural lifestyle. Whether you're searching for a forever home or a weekend escape, this property delivers the best of peaceful country living with room to roam and breathe. A brand new roof was installed in July 2025 and includes a transferable warranty for long-term peace of mind.
Source: STELLAR #S5128212
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.