9207 Lake Pointe Dr Temple, TX 76502
Your savings
About this home
Spacious 5-Bedroom Home with Over 3,100 Sq Ft, 3-Car Garage & Premium Upgrades. Kiawa floor plan—one of D.R. Horton’s largest, offering 3,118 square feet of thoughtfully designed living space. This stunning 5-bedroom, 3-bathroom home includes a 3-car garage with extra space and a built-in workbench. Exterior Features: Built for durability and curb appeal with 4-side brick veneer, native stone accents, low-maintenance Hardi board, and full guttering. A charming front porch leads to a custom leaded-glass wood front door. NOTE: Interior Highlights: Formal living and dining rooms located just off the entry Spacious family room open to the kitchen and overlooking the covered back patio Upgraded lighting throughout Surround sound speakers throughout Gourmet Kitchen: Granite countertops & island with breakfast bar 12” tile backsplash Upgraded cabinetry Stainless steel appliances, including built-in double ovens, smooth glass cooktop, built-in microwave, dishwasher, and side-by-side refrigerator (plumbed for ice/water) Reverse osmosis drinking water system connected to the kitchen sink and refrigerator Primary Suite: Expansive bedroom with private walk-out covered balcony Ensuite bath with jetted tub, separate walk-in shower, double marble vanity, and an oversized walk-in closet Upstairs: Three additional bedrooms and a full bath with marble vanity Large game room with built-in full-size granite-topped desk—ideal for work or play Set up for Movie room Main-Level 5th Bedroom: Perfect for guests or multi-generational living, with direct access to a full bath featuring a marble vanity. Outdoors: Covered back patio Wood privacy fence Dog run, planter boxes, and swing set Zoned in-ground sprinkler system Ring-style doorbell and whole-house water softener system This home is move-in ready with thoughtful upgrades throughout—perfect for families, entertainers, or anyone needing flexible space. 3 pics of byard & dirt (22 tons)-Seller's work in 2021-23
Source: CENTRALTEXAS #595931
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.