9209 Pinehaven Way Englewood, FL 34224
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About this home
Live the good life at The Pines of Sandalhaven, a serene 55+ deed-restricted community that combines comfort, convenience, and coastal charm. This furnished, three-bedroom, two-bathroom home includes a one-car oversized enclosed garage, unique as the only one in the community, and is offered fully equipped with a golf cart featuring newer batteries, lawn mower, and bicycle. Located in the X flood zone and equipped with hurricane shutters, this property offers peace of mind. Exterior highlights include stone accents on the new siding, mature landscaping, and a 2023 roof. Inside, the home is light and bright, with large windows, brand new light-colored luxury vinyl plank flooring throughout, new drywall, new insulation, vaulted ceilings, and a fresh neutral color palette. The decorative leaded glass front door opens to a spacious sunroom that serves as an ideal formal living area or a sun filled place to relax. The family room features a cathedral-style wall of windows that allows abundant natural light to fill the space. The large kitchen includes ample white cabinetry, generous countertop space, and two breakfast bars—ideal for casual meals or entertaining. A formal dining area adjoins the kitchen, offering the perfect setting for holiday gatherings or family meals. The ensuite primary bedroom has plenty of space for furnishings, a door leading to the backyard, vaulted ceilings, and an oversized reach-in closet. The master bathroom features a dual-sink vanity and a walk-in shower. Both guest bedrooms are comfortably sized, and the guest bathroom includes a shower and tub combination for added flexibility. The interior laundry room offers additional functionality with plenty of built-in wire shelving for storage. When you are ready to enjoy the outdoors, the screened lanai with ceiling fans is a great place to kick back and relax—or fire up the grill after a day on the water. The community features a heated swimming pool, clubhouse with organized activities throughout the year, pickleball and bocce courts, and beautifully maintained park areas. Pet owners will appreciate that there are no size restrictions for pets. With low quarterly HOA fees and the advantage of land ownership (eliminating lot rental costs) The Pines of Sandalhaven offers an affordable and active lifestyle. This home puts you close to everything that makes Florida living so special, white sandy beaches in Englewood and Boca Grande, great local golf courses, major shopping, boutique browsing, many local restaurants and tiki bars, and amazing parks. You will be close to The Wildflower Preserve’s where you can stroll through the nature trails and birdwatching, or explore the wide-open beauty of the nearby Amberjack Environmental Park with its scenic trails. If you’re looking for a laid-back, fun, and sunny lifestyle, 9209 Pinehaven Way is ready for you. Contact us today to schedule your private showing.
Source: STELLAR #D6142443
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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