921 Benchmark Dr Wellford, SC 29385
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About this home
WELCOME HOME! Take a look at this gorgeous three-bedroom, three-full-bath home, with a huge flex room that can be utilized as a fourth bedroom and a beautiful salt water pool! The home showcases impressive curb appeal, highlighted by a charming rocking chair front porch, beautifully landscaped yard, and durable Hardi board and stone exterior. Upon entering, you will be greeted by exquisite hardwood flooring that flows throughout the main living areas. The spacious living room features a vaulted ceiling and a corner-set gas log fireplace, providing both warmth and ambiance on cooler evenings.The kitchen is thoughtfully designed with abundant cabinetry, elegant granite countertops, a functional eat-in island, and a generous pantry, catering to both culinary enthusiasts and everyday needs. The adjacent dining room seamlessly connects to a bright sunroom, enhancing the home's inviting atmosphere.The main level owner's suite serves as a private retreat, complete with a tray ceiling, a sizable walk-in closet, and an ensuite bathroom that includes a double vanity, a separate shower, and a soothing garden tub. Two additional main level bedrooms also feature walk-in closets and share a conveniently located hall bath. Upstairs, you will find a spacious 22x20 flexroom with its own ensuite bathroom, ideal for use as a teen suite or in-law suite. The main level laundry room is equipped with ample cabinetry, shelving, and a sink for added convenience. Step outside to enjoy the weather from the 20x10 screened porch, which overlooks a pristine saltwater pool and a fenced-in backyard—perfect for both relaxation and entertaining. The two-car garage features a 10x7 alcove, suitable for additional storage or a workshop. This home is enhanced by a four-zone sprinkler system, an insulated garage, and energy-efficient features, offering both comfort and practicality. Don’t miss your chance to make this property your own! Take a look at the virtual tour and schedule your private showing today!
Source: GREENVILLESC #1566066
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.